South Adams Savings Bank Deposit Services

DEPOSIT SERVICES

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At South Adams Savings Bank customer service is our number one priority. When your customers are also your neighbors, you want to give them the absolute best one-on-one service, every time they walk through the door, call us on the phone or visit us on-line. So we listen….really listen…to what our customers want and then respond by developing a complete line of banking services from checking and savings to CDs and IRAs.

Click here to Opt-in to our Overdraft Privilege Program

Click on a category below for more information on our checking and savings programs:

	Checking Accounts
	Savings and Money Market Accounts
	Certificates of Deposit and IRA's
	Convenience Banking
	On-Line Check Re-Ordering

Click here to access Deposit Program interactive calculators with dynamic graphs and fully customizable reports!

When you bank at South Adams Savings Bank, you enjoy the protection and peace of mind that comes from total deposit insurance. We are a member of the Federal Deposit Insurance Corporation (FDIC) and as a Massachusetts chartered savings bank, we are also a member of the Depositors Insurance Fund (DIF), which insures all deposits and interest not covered by the FDIC, without limit, without exception.

The Federal Deposit Insurance Corporation (FDIC) federally insures deposits of up to $250,000. The Depositors Insurance Fund (DIF) insures deposit amounts in excess of FDIC limits.

NOTICE OF CHANGES IN TEMPORARY
FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a ‘‘noninterest-bearing transaction account’’ are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term ‘‘noninterest-bearing transaction account’’ includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (‘‘IOLTAs’’). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

You're guaranteed total protection for all of your money.

For more information regarding deposit insurance coverage, contact us, stop into any South Adams Savings Bank branch office, or visit the following websites:

Federal Deposit Insurance Corporation (FDIC)

Depositors Insurance Fund (DIF)

More information on any of our checking and savings programs can be requested through e-mail or by calling us at 413-743-0040.
To report a lost or stolen ATM or Debit card, please call 1-800-754-4128.
To best serve its customers, South Adams Savings Bank will only accept deposits from residents of Berkshire County and the contiguous Northern Berkshire County market area or from any existing and former customers.