• Competitive, tiered rates
• Unlimited in-person deposits and withdrawals
• Minimum deposit to open is $10.00
• Available in passbook or monthly statement
• Variable interest rate is compounded daily
• See account restrictions below
• Access your funds using:
  

  	- SASB Access 24 On-Line Banking (Statement Accounts Only)
  	- A South Adams Savings Bank ATM Card or
  	- By calling our 24-Hour Bank by Phone at 1-888-338-7272

• Competitive, tiered rates
• Unlimited in-person deposits and withdrawals
• Minimum deposit to open is $10.00
• Available exclusively with our Advantage Banking^sm or Advantage Banking Plus Checking Accounts
• Variable interest rate is compounded daily
• See account restrictions below
• Access your funds using:
  

  	- SASB Access 24 On-Line Banking
  	- A South Adams Savings Bank ATM Card or
  	- By calling our 24-Hour Bank by Phone at 1-888-338-7272

Statement Savings Account

• Minimum deposit to open is $10.00
• Competitive interest rate is compounded daily
• Easy-to-read monthly statement for easy record keeping
• See account restrictions below
• Access your funds using:
  

  	- SASB Access 24 On-Line Banking
  	- A South Adams Savings Bank ATM Card or
  	- By calling our 24-Hour Bank by Phone at 1-888-338-7272

• No monthly fees
• No minimum balance to open
• Competitive interest rate is compounded daily
• Passbook provides accurate record of transactions
• See account restrictions below
• Access your funds:
  

  - By calling our 24-Hour Bank by Phone at 1-888-338-7272

Federal Regulation D limits the number of electronic withdrawals or transfers made in a monthly statement cycle from:

• Money Market Accounts

• Savings Accounts

You MAY transfer or withdraw funds using the following

accesses up to six (6) times per month:

• Telephone Banking

• Online Banking

• Automatic Payments

• Preauthorized ACH Debits

• Overdraft Protection Draws

• Via Debit / ATM Card at POS (Point-of-Sale) Terminals

• As checks to third parties